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Business Loans New Jersey
| Unsecured Business Loan | Business Credit Line | SBA 7a | SBA 504 Commercial Loan | Receivable Financing | Purchase Order Financing | |
| Application Fees | No | No | No | No | No | No |
| Personal Guarantee | Possibly | Possibly | Possibly | Possibly | Yes | Yes |
| Collateral | No | No | Possibly | Land & Improvements | Accounts Receivable | Purchase Orders |
| Age of Business | New Business Okay | 2 year minimum | New Business Okay | New Business Okay | New Business Okay | New Business Okay |
| Funding Amounts | $5,000 - $150,000 | $150,000 - $5 million | up to $5 million | up to $10 million | 90% of Receivables | 90% of P.O. |
| Time to Funding | 14 - 30 Days | 1 - 2 Months | 30 Days | 45 Days | 3 Days | 3 Days |
| Credit Score Required | 600+ | 600+ | 600+ | 600+ | N/A | N/A |
| Interest Rates | 9.99% to 19.99% | Prime Rate + 2-6% | Prime Rate + 2% | Index + Treasury Rate | Prime Rate + 3-6% | Prime Rate + 3-6% |
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Our typical clients:
We provide businesses these types of financial requests:
Leverage the Network now and allow our highly sought after Direct lenders to compete for your business. Competition breeds improvement - which saves you money!
How a New Jersey small business can get a SBA LoanThe SBA offers numerous loan programs to assist businesses; although the actual lending is done by approved SBA lenders, participating banks and private and commercial financial institutions like us. We offer small business owners all types of business loans in New Jersey NJ. Our loan programs are guaranteed in part by the United States Small Business Administration (SBA). SBA 504 New JerseyAt Franklin Financial Company, we work with New Jersey companies that want to apply for a 504 SBA business loan. Our commercial loan application packages include both the 1st & 2nd mortgages you require. We take a very flexible approach to credit analysis. We specialize in assisting new New Jersey companies, rapidly growing companies, turn-around companies and those with special financial challenges that may prevent qualifying for commercial bank financing under traditional lending criteria. Allow us to offer and create a loan program to provide you access to capital as we have done for other entrepreneurs who cannot qualify for conventional commercial loans. 7a Loan New JerseyThe SBA 7(a) loan is the most widely used Small Business Administration financing in New Jersey. The SBA 7a can be used for personal property and real property and purchase as well as refinance options.  Receive a 504 or 7a Loan Today!
| Commercial SBA Loans in New Jersey to $5 million. SBA 7a and SBA 504 Loans New Jersey72-hour conditional APPROVAL!
   Visit the Small Business Administration to review sbaloans.  |
Short time in business.